THE CHANGE STARTS
WITH YOU

Credit Restoration
Credit Counseling
Financial Literacy

About

About image
Reflections Consulting Services LLC has been helping our clients back onto the path of financial freedom. We know that tackling your credit and creating a personal budget is never easy, but we are here to help you every step of the way. We provide all the tools, guidance and support our clients need to succeed.

Bad credit as well as bad budgeting, may be affecting you more than you know. Reflections Consulting Services has helped our satisfied clients repair their credit. With our highly professional and methodological approach, we cut through the numbers to help get you back on the road to good credit. We adhere strictly to the Credit Repair Organizations Act, which means you can relax knowing you are in reputable hands. Contact us today to find out how we can help you take that important first step in getting back into good financial standing.

How it Works

1

Review the Present

Schedule your consultation. During your consultation, we will explore your current financial goals and identify your credit repair needs. Our trained staff will discuss the services that we offer and come up with a plan that leads you towards your financial health goals. We will also answer any questions that you may have.

2

Reflect on the Past

After your consultation, you can sign up for our services. Once you have completed onboarding, you will be given access to the client portal. Our staff will review your credit reports to identify inaccurate information that needs to be challenged and removed. Our staff will go through your credit report line by line and make sure that every error is caught so that it can be challenged properly.

3

Challenge the Past

During this step, we contact the credit bureaus and start the challenge process on your behalf. We will work with each of the credit bureaus to make sure your credit report doesn’t contain any inaccurate, erroneous false or obsolete information. Our staff will use their experience to ensure that every inaccurate piece of information is removed from your report.

4

Plan the Future

Even after the challenges are settled, our online tools allow us to monitor your credit report to ensure that any newly added information is correct. These tools help you make wise decisions that will have a positive influence on your overall credit profile and will improve your financial health for the future. We want to stay by your side to make sure your credit profile is built strong going forward.

Testimonials

 Using this planner has been a complete lifesaver! Coming into 2020 my finances were, for lack of a better word, just a mess! I was tired of living paycheck to paycheck, not being able to get what I want when I wanted and not having money saved in case of emergencies. When I got my planner, I sat down and wrote out my finances for the first six months. I had a plan and when writing and looking at my finances, I was like holy crap.....I’m saving! I always thought I just didn’t make enough or bills were just too high. It is just that I wasn't managing my finances properly and writing them out was the BEST thing I ever did. Of course things happen! I got off track once and wanted to avoid going into the saving that I worked so hard to build. I didn’t have to because I had everything written, planned and managed......I didn’t panic and was able to get everything back on track! It may seem like it just a planner but in reality, it’s a financial bible and TRUST me.....If you lose or misplace it, you will feel like you LOST your best friend 😂😂. I know I will be getting one for 2021. I came into 2020 confused and will be entering 2021 with a vengeance and on top of the world(my finances). Top must have for 2021!! 

Shanel H

 The planners are a great way to get you on track or stay on track financially. The format is easy to use. There are also saving challenges for you to try. Great way to show your children how to save. 

Tiffany G
  

Contact Us

  • Concord, North Carolina, United States